Thursday, April 28, 2016

What The SEC, Wall Street & The Banks Didn't Want You To Know!

Investing with the Big Boys – Why do the Select Few Keep Getting Richer? They Can't Stop You Now!  

What can You do??? You can now break the chains that the SEC, Wall Street and Banks have had on your Investments! They've been keeping Opportunities for themselves and favored clients. Take a look at one such Opportunity below or ClickHere!

What are the Facts? Did you know that for years the SEC, Wall Street and Banks have controlled the investment Opportunities you were allowed to be exposed to, review and Invest? Finally rules have changed. Unfortunately, many potential investors like you, and the people and organizations offering these Opportunities, are not aware of these ground breaking changes!

According to Forbes / Investing March 11, 2015  Michael Raneri- Contributor Managing Director PwC (FinTechAdvisory):

"The rules of private placements have changed, yet many issuers are still mainly operating by the old playbook, leaving valuable options on the table."
"It's been more than a year since the JOBS Act created Rule 506(c) of SEC Regulation D, allowing private placement issuers to use “general solicitation” to raise money from qualified investors."
What do the Markets need to do? Hopefully, in the near term, more and more entrepreneurs and business owners will start to reach-out to the vast pool of qualified potential Investors to fund their Opportunities!
What should You do? It will be up to you to create methodologies for evaluating your risk thresholds and the appropriateness of the Opportunities for your planning and portfolio.
Here is an Exciting, Evolutionary Opportunity for You to Review:, an Online, Outlet Shopping Mall, is taking advantage of these Private Placement changes to reach out to you with a timely, and potentially very profitable, Investment! This Opportunity is a Private Placement 1st Round Expansion Financing.
Here are the basics of the Opportunity: is offering
35 Investment Units / 40% Ownership in an LLC
to be named "ExclusivePurchases, LLC"
Total Being Raised: $700,000
Unit Cost: $20,000
The Goal of the Founders is to form an Investor Group
which shares our Management Team's passion
for participating in the evolution of an
Up and Running, Unique, Online, Outlet Shopping Mall,

Operating in an ever-growing market and
utilizing a business model
which overcomes the costly platforms of its few competitors, more efficiently, cost-effectively, and profitably serves
Shoppers, Retailers, Service Companies,
and the Brick & Mortar Developers of Strip Centers and Shopping Malls. is seeking 1st Round Expansion Financing to dramatically improve its technology and marketing capacities
to match and surpass the current
consumer and business shopping industry standards.

Want to review the Business Plan / Investment Summary? ClickHere
If you have questions or would like additional information, contact us to discuss the Opportunity and your potential Investment:
Call Phil – 216.577.5579

(If our lines are busy, please leave a message with your name, the best time to reach you and your best mobile/phone number. We will return your call within 24 hours.)

Sunday, December 20, 2015

Build Your Friends & Business! There's Still Time To Give An Appropriate Year-End Gift To Those Important To Your Business!

Recently I wrote an article titled, Tips on Business Gifting for the Holiday Season - The Gifts Can Keep On Giving! It was features in ProducersWeb. A quick read of this article should provide some guidance in the
The Art of Giving to Those Important to Your Business!
process of getting the best “Bang for your Bucks”!

While you have hopefully put the Holiday Shopping for Family and Friends behind you - possibly using for Efficiency & Savings - there is still  time to focus on Gifts for Those Important to Your Business! These include:
> Loyal Clients
> Previous Clients 
> Potential Clients
> Suppliers
> Employees

When To Get Started - Even if the gift arrives after the New Year begins, it will be recognized and appreciated! It may even stand-out! 

10 Gift Ideas - Here are some suggestions for gifts that we recommend! We have provided you Links to the Companies offering the gifts for your convenience - In most, if not all cases, you'll enjoy Significant Savings and the Convenience of Free Shipping!
Great Years-End Gifts for Your Clients!

1) A.T. Cross - The Cross brand was founded by Jewelry Makers and Artisans of Functional Luxury - You'll be Remembered every Time they Write Their Name!   

2)The Chicago Steak Company - Take a look at the "Gift Packs" and "Corporate Gifts"! This is a Gift that will be Remembered!

3) The Chocolate Factory - Just about Everyone Loves Chocolates! Check-Out the Personalized Gifts!

4) David's Cookies - Fresh Baked Cookie Gifts, Gourmet Cookies, Cakes, Bownies & More. Check -Out the Corporate Gifts!

5) The Fruit Company - Looking for the Perfect Gourmet Fruit Basket? This is the  the Right Place!

6) The Popcorn Factory - Crowd-Pleasing Gifts and Great-Tasting Snacks. Finest Corn Grown Here in the USA!

7) Things Remembered - Personalized Gifts & Experiences! Check-Out the Special Offers and Savings! You'll be Remembered!

8) - When you can't take them Out to Dinner a Wine Gift Basket or Collection can be the Perfect Gift!

Organic Choices

1) Green & Blacks - Offers a wide range of Great Organic Chocolate Products and Features a Selection for Gifts & All Occasions! 

2) Organic Bouquet - Natural/Organic Ingredients Make Gourmet Gifts Even Better! - Spices, Chocolates, Wines, Fruits and Nuts!  Make a Difference!!
How to Make a Difference with your Years-End Gifts!

Remember - Your Branding, Pricing & Service make you stand-out from your competitors! A Great Gift can turn you into a friend and helps you Stand-Out!! If you need more Gift Ideas -- Check Us Out

Thursday, December 10, 2015

Ouch! Don't Let the Year-End Business Crunch Keep You From Enjoying Holiday Shopping & Getting Deals!

Having been in the Finance, Insurance & Benefits Industries for 
over 30 years, the Holiday Season always created stress and dilemma! I could never find the time to shop and lock-in deals! Sometimes I forgot & I always over-paid!!

In addition, I'm one of those people who hates crowds and haggling for deals - parking was always a problem and the weather was generally threatening! 

Here they are again - Hanukkah, Christmas and other Holidays!
This year I have a solution that I co-founded -! is an online boutique shopping mall that during this Holiday Season follows - over 800 merchants - and features merchants with Special Deals! We'll be updating the listings and the deals throughout the years-end. If you want to visit our other merchants go to our Home Page. helps you with your Holiday Shopping!
Between now and the end of the year, we'll be updating our Merchants and the Specials they are featuring. Our service is at no cost to you and does not take away from the Savings you'll enjoy!

If you are looking for Business Gifts to Clients and Staff, we have a dedicated Section - Business Gifts!

Our goal is to isolate the best deals from the most stores providing you Convenience & Savings for You, Your Family and Business!

See the Deals - Happy Holidays and Shopping!  Be Safe - Stay Healthy - Please Help Those In Need!

Monday, November 23, 2015

The Benefits Industries Can Also Save Bundles By Taking Advantage of Black Friday & Cyber Monday!

Connect with for Black Friday/Cyber Monday Choices & Savings!Businesses Need To Save Too! HERE WE GO! It's Black Friday & Cyber Monday Week! Black Friday & Cyber Monday aren't just for Holiday Shopping! Great Deals can now be easily found for Business Needs and Business Gifts! If you are as tired of the hassles faced to getting the Black Friday & Cyber Monday deals, is your Best Choice!  Finding the Deals Online is the Way to Go &
SAVE! - No Waiting - No Lines - No Haggling! We're tracking the deals FOR YOU! For Specials & Updates SHOP NOW -

Monday, November 16, 2015

Tips on Business Gifting for the Holiday Season - The Gifts Can Keep On Giving!

What to do about Holiday Business Gifting!
With a busy years-end it is to easy to forget the importance of your BUSINESS GIFTING in 
2015! This oversight could affect your success in 2016 & Beyond! 

Think about the recipients! Your recipients should include:
a) Loyal Clients
b) Previous Clients
c) Potential Clients
d) Suppliers of Essential Services
e) Employees & Independent Contractors with whom you work

It is the thought that can count BIG! Not all gifts need to - or should - be of the same cost. It is important that you have a plan, a budget and get started early! Last minute efforts often get lost in the Holiday Mayhem! Your and the Competitors will be Remembered!

Here are some facts - As the Promotional Products Association International (PPAI) reports, U.S. organizations spend nearly $6 billion for business gifts annually, according to a study by Gfk Custom Research.
Who: Respondents noted that decisions about business gifts were made company-wide, with senior-level management choosing 53 percent of the time, followed by sales and marketing professionals (38 percent).
What: 35 percent, most organizations shelled out between $25 and $49.99 on gifts. Another 34.8 percent spent $10-24.99 per gift. It’s important to plan for this expense in your integrated marketing budget.
When: You guessed it: Most businesses dole out gifts during the holiday season.
Why: The most common response to the question of why business gifts were given was “to thank customers,” at 70 percent, followed by “to build goodwill” and “to develop business.” Some professionals considered business gift-giving as a habit; 12.2 percent of those surveyed said they give gifts “because customers expect them.” Surprising, some noted that “damage control” was another variable. (marketingtango – Oct 1, 2015)

The Importance of Gifting - "Corporate gift giving is serious business. As part of a well-considered program, it can help establish or enhance critical relationships and become a cost-effective means of recognizing activities that benefit the business..."
"Most business gifts are given to major clients. After that comes employees, then prospective clients. Reasons for gift giving range from thanking long-standing customers for their business to recognizing a valued employee for working on a weekend. The basic reason is the same: to affirm relationships and enhance the personal connection between giver and recipient." (ESM – Engagement Strategies Media)

Who should be on the receiving side? "If you’re wondering when to give business gifts and who to give them to, a general rule of thumb is to send gifts to the people who help make your company great.
In general, this includes clients, employees, and certain service providers. Read on for some tips about when to give business gifts and who you should send them” SmallBusinessTrends - Sep 30, 2014 by Annie Pilon
Some of the top reasons for your company to give promotional gifts include: (Drew & Rogers)
1) Advertise your business
All organizations depend on advertising in order to thrive. Distributing promotional corporate gifts is essential to this growing process. When a client receives a gift with your company’s name and contact information on it, they will remember your business every time they use it. Branded gifts like t-shirts and hats are both appreciated by your client, and act at the same time awareness for your organization.
2) Improve Company Morale
Letting your employees know that you value their hard work is a traditional benefit of corporate gift giving. These gifts are also ideal for showing appreciation and strengthening relationships with key customers during the holiday season. Generally, the most appreciated holiday gifts are those that are not perceived as promotional products. Incorporating your company’s name or logo tastefully into the gift is usually the best way to go.
3) Reward Your Customers
Building strong relationships with your customers is a huge advantage of corporate gift giving. Your most valuable clients deserve to be thanked for the business they bring to your company. Personalized corporate gifts are most appropriate to give you top customers, as they best represent your close business relationship.

Hopefully you’ve had a great year - This Holiday Season, be sure to keep the above points in mind when you are thinking about giving Holiday gifts! HAPPY HOLIDAYS!!

For Business Holiday Gifting See -
For Business Gifting ideas we suggest you visit at

Friday, November 13, 2015

New ways to shop with
Another Way To Shop! Something New From ( Find Our Featured Deals & Specials on Pinterest! How: 1) Join Pinterest - 2) Go To our Pinterest Page - 3) Click on the Section and Picture for the Description & Link to the Specials! 
Shop with on Pinterest!,

Wednesday, November 11, 2015

Honoring Veterans! It's Our Way and Obligation To Serve Them!

Honoring those that served on Veterans Day!
Let's all take the time to honor our Veterans - the living, those that have or are suffering and those that gave their lives! This incredible group sacrificed so much to protect the freedoms we often take for granted! I Salute You!


BenefitPlace hopes you will use this forum to respond to posted comments and share your ideas, questions and expertise related to the overall Employee Benefits and Individual insurance marketplace. Thanks for joining us!